Electricity bills and wholesale prices have continued to soar just at the point where our consumption of electricity is increasing due to our dependence on household appliances and labour saving devices, or new technology devices. This makes it more and more difficult to keep electricity bills within budget, particularly for families, but there are a few practical ways in which we can all save money on our electricity bills and get our own back on the energy companies that continue to make huge profits at our expense. Read our practical money saving tips and reduce your electricity bill now! Read More..

The ability to generate your own electricity has become even more tempting for many households and organisations given the soaring global cost of energy. This is often referred to as micro generation, because it is the small scale generation of electricity, usually to power an individual property. If you decide to generate your own electricity there can be many benefits. Firstly you can save money on the cost of your own electricity, spending less on buying expensive energy from greedy energy suppliers. Secondly you can actually make money by selling any spare capacity to the national grid and thirdly, you can feel happy in the knowledge that you are contributing to the reduction of CO2 emissions, which are the primary contributor to Global Warming. Read More..

Are you interested in reducing your annual water bill by at least 10%? In the United Kingdom on average each person uses 150 litres of water per day, but reducing your water usage really can generate monthly water bill savings that will make a real difference to your personal finances. We have put together some simple but effective tips which we believe will help you make those all important water bill reductions. Read More..

Electricity usage monitors are a great device to help you reduce your electricity bills in the long term. Each of your household electrical appliances consumes varying amounts of electricity which is measured in watts or kilowatts. Your electricity supplier charge you a specific electricity price for each kilowatt hour of electricity that you use and these charges will vary from company to company, but the industry average according to Energy Saving Trust is 12.12 pence per kilowatt hour. An electricity usage monitor can help you to plot your usage of electricity and identify ways to reduce this, either by replacing energy hungry appliances with a more energy efficient type or by changing your energy using habits. Either way you are likely to make significant savings on your electricity bills. Read More..

Would you like to make refrigerator energy savings that save you money each month on your electricity bill? What if you could apply some simple but effective methods to make your refrigerator work more efficiently? Refrigerators and fridge/freezer combinations account for a significant part of your annual electricity bill, mainly because they are constantly in use and are rarely switched off. Therefore refrigerator energy savings can be a particularly helpful way of saving you money in the long term on your electricity bill.Read More..

The soaring costs associated with electricity and gas have led to an increasing number of individuals and families falling into arrears with their gas or electricity supplier. Many energy companies have specific conditions that they must follow when dealing with customers who are struggling to make payments, and it is advisable to contact your energy supplier as soon as possible to discuss your financial difficulties. Our free step by step guide shows you how to deal with gas and electricity arrears, explains your rights when facing disconnection and provides links to free gas and electricity grants. Read More..

Grocery, Clothing & Cosmetics Money Saving Tips

Are you interested in making grocery bill savings? What if you could save 10-15% on your usual grocery bill? We have developed a practical guide to help keep your weekly grocery bill under control just by following a few simple steps. Read More..

Rising global food costs means that food is likely to get more and more expensive but we have generated a short guide to help you find ways to eat for free and save money on your everyday food costs! Our money saving tips explain the latest Freegan craze along with other simple ways to get your hands of free food!

What if you could save money every time you purchased cosmetics? What if you could drastically reduce your annual cosmetics bill by applying some simple money saving principles, without compromising on quality? If these aspects of cosmetics savings interest you then read our money saving tips about how to save money on cosmetics.

We all have different preferences when it comes to buying clothes but one thing that is often difficult to get away from is the price tag and the subsequent credit card bill. With clothing costs set to rise significantly over the next few years as raw material costs soar, we have put together some helpful money saving tips associated with clothing costs.

If you enjoy reading but hate paying excessive prices for books then why not find out how to save money on book costs with our helpful money saving tips. Find out the best places to trade your books or pick up the latest bestsellers at a fraction of the price.

Car & Automotive Money Saving Tips

As petrol costs continue to rise excessively saving money on fuel costs has become more important than ever. We have put together a collection of helpful money saving tips to help you reduce your petrol costs and keep your monthly fuel bill under control. Read More..

High fuel costs have led to a huge increase in the purchase of used mopeds which can be bought cheaply and save money. Even if you decide against purchasing a used moped cheaply, there are many benefits to buying a brand new moped including fuel cost savings from greater fuel efficiency and the fact that you can park your moped almost anywhere. We have compiled a list of money saving tips related to used mopeds to help you compare the benefits of buying a cheap used moped against other popular forms of transport such as cars, trucks, vans and even high spec motor bikes.

Car Insurance Premiums have become increasingly expensive as the number of drivers in the UK soars. But it pays to shop around and find the best deal and with this in mind we have put together a number of money saving tips to help you reduce your monthly car insurance premiums.

The purchase of a new car is a major financial undertaking and it is important that you have all the available information to hand before you make your decision. This article provides some practical money saving tips to enable you to negotiate the best possible deal and ensure that you have considered all the available options. We offer some great questions that you can ask any seller with a viw to reducing the final purchase price.

The debate between buying and leasing a car has been raging for at least a decade but increasing numbers of people are opting for a leased car option. This article will examine the advantages and disadvantages of both options and provides you with some detailed money saving tips to ensure that you choose the best possible option to suit your individual circumstances.

Personal Finance Money Saving Tips

Finding the right mortgage deal can be a complex and difficult process in a market that is saturated with mortgage related products. Whilst many mortgage offers look great on the surface, hidden costs and tie in penalties can make it less than favourable. This article is designed to help you start thinking about your own personal financial circumstances and personal preferences to aid you in selecting the right mortgage product for you. We hope that our money saving tips will help you to locate the best possible mortgage deal.

Traditionally investing has been seen as the preserve of the wealthy and has a reputation for being a minefield to the uninitiated. As western standards of living continue to increase, more and more people are beginning to realise the benefits investing even small sums can bring. This article seeks to explore some basic principles to help you get started with investing.

Financial planning is never an easy subject to discuss when you are in your 30’s, but decisions you make at this time in your life are likely to impact directly upon your retirement fund in the future. This article seeks to examine the various investment options available to ensure that your financial preparations go smoothly.

Responsible parenting is a matter to be considered prior to a baby being born. Parenting should always be an enjoyable, if somewhat challenging, experience but the financial implications of ensuring that a child is well cared for and has the best possible start in life are significant. Whilst this should in no way preclude parents from having a baby it is essential they are given considerable thought. This article examines some of the essential financial costs of having a baby, to enable prospective parents to improve their planning process and we also provide some money saving tips to help reduce the impact on your finances.

Not everybody has thousands of pounds to invest in stocks and shares, so is it really possible to do this on a lower income? This article offers some money saving tips and reveals how you invest small amounts of money to secure your future.